Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you’ve caught the buzz and wondered whether that money
Category: Affordability
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Sellers Are Cutting Prices To Meet Buyers Where They’re AtSellers Are Cutting Prices To Meet Buyers Where They’re At
You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you
Here’s Why Mortgage Rates Are What They Are Right NowHere’s Why Mortgage Rates Are What They Are Right Now
If you’re waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there’s a number working behind the
The Case for Putting 20% Down on Your Next HomeThe Case for Putting 20% Down on Your Next Home
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment. The truth is, you usually don’t have to.
Thinking About Waiting for Lower Mortgage Rates? Read This First.Thinking About Waiting for Lower Mortgage Rates? Read This First.
Imagine waiting a year to buy a home, only to find mortgage rates haven’t changed much. That may sound frustrating.But it’s a real possibility. A lot of people are putting
Buying a Home? Here’s What You Should Know About Home Insurance Costs.Buying a Home? Here’s What You Should Know About Home Insurance Costs.
If buying a home is on your radar, you’ve probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance. Homeowners insurance has always
Priced Out? A Condo or Townhome Could Be Your Way In.Priced Out? A Condo or Townhome Could Be Your Way In.
Today’s home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget. But owning a home may be
What To Expect from the Housing Market in the Second Half of 2026What To Expect from the Housing Market in the Second Half of 2026
If the first half of this year has left you feeling stuck, you’re not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas
Down Payments Are Smaller Than They’ve Been Since 2021Down Payments Are Smaller Than They’ve Been Since 2021
Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone
That House That’s Been Sitting Could Be Your Best Shot at a DealThat House That’s Been Sitting Could Be Your Best Shot at a Deal
Open up a home search and you’ll see them. Listings that have been on the market for two months. Three. Some longer. Most buyers scroll right past them, assuming something’s